Who We Serve

At Straight Path Wealth Management, we help you navigate retirement with clarity and confidence. Whether you’re planning to retire early, preparing for the transition, or already enjoying retirement, we provide guidance tailored to your stage of the journey.

In Retirement

Is This You?

You’ve officially stepped into retirement, but the financial questions haven’t stopped. Instead of paychecks, you’re now living off your savings, and you want to be sure your money lasts as long as you do. You may also be navigating decisions about Social Security, taxes, charitable giving, or how to include your spouse more in the process.

What's on Your Mind?

How do I make sure my money lasts throughout my lifetime?
When and how should I claim Social Security for the best outcome?
How do I lower my taxes now that I’m retired?
How can we give to our church or favorite charities without sacrificing retirement security?
How do I get my spouse more involved and confident in financial decisions?
Is my investment strategy still the right one for my new stage of life?

The Challenge

Retirement isn’t just about stopping work; it’s about replacing your paycheck in a way that feels reliable and sustainable. For many couples, one spouse may have carried the financial responsibility, and bringing both partners into the conversation becomes important at this stage. On top of that, market volatility, rising healthcare costs, and tax surprises can create extra stress without the right plan.

How Straight Path Helps

We take a holistic approach that integrates tax planning, financial planning, investment management, Social Security optimization, and retirement income strategies into one coordinated plan.

Our Process:

Our process begins by projecting annual retirement needs specific to your situation. We identify guaranteed sources of income, such as Social Security, pensions, or part-time work, and thoughtfully fill any remaining gaps with investment-based income planning. The result is a retirement strategy designed to support both confidence and flexibility.

Reliable Retirement Income
A consistent, dependable income strategy designed to support your lifestyle throughout retirement.

Tax-Efficient Retirement Planning
Reduced tax exposure through our three-stage retirement tax planning strategy, helping preserve more of what you have earned.

Clear and Understandable Strategy
A sophisticated retirement plan that is intentionally designed to be simple and easy to understand.

Ongoing Flexibility
A plan built to adjust as your life, priorities, and goals evolve over time.

Confidence Through Market Changes
Peace of mind knowing your plan is designed to provide stability and comfort, even during periods of market volatility.

Early Retirement

Is This You?

You are ready to retire in your 50s or early 60s, but because you are stepping away from work before age 65, you face the added complexity of securing health insurance before Medicare begins. You have heard about tax credits, investment strategies, and special tax exemptions that may apply to early retirees, yet the complexity makes you question whether retiring early is truly the right move. While you may feel confident you have saved enough, you want reassurance that your plan will support your lifestyle and allow you to retire with clarity and confidence.

What's on Your Mind?

Can I truly retire this early while still maintaining my current lifestyle?
How do I secure health insurance, and what will it cost before Medicare begins?
Are there tax credits or subsidies I may qualify for as an early retiree?
How should my investment strategy change as I transition into retirement?
What’s the best way to create a consistent, sustainable income for the next 30+ years?

The Challenge

Healthcare costs can easily exceed $25,000 per year for retirees under age 65. At the same time, much of the tax and retirement planning guidance available online can feel vague or even contradictory, making it difficult to know how to reduce health insurance costs, keep taxes low, and adjust an investment portfolio toward a more sustainable, long-term allocation.

How Straight Path Helps

We take a tax-focused approach to maximizing early retirement opportunities. By integrating proactive tax planning strategies, we help reduce taxes, lower health insurance costs, and increase after-tax income, allowing you to pursue early retirement with greater confidence and potentially sooner than you may have thought possible.

Our Process:

Three Stages of Tax Planning
Our exclusive framework is designed to mitigate taxes at each stage of retirement.

Customized Investment Strategy
A personalized investment approach built around your specific income needs and long-term goals.

Retirement Readiness Stress Testing
Comprehensive stress testing to ensure your plan can support your lifestyle with confidence over time.

Health Insurance Subsidy Planning
Strategies designed to help reduce out-of-pocket healthcare expenses prior to Medicare eligibility.

Nearing Retirement

Is This You?

You’re in your 50s or early 60s, and retirement is no longer a far-off idea; it’s on the horizon. You may still enjoy your career, but are starting to picture what life could look like if you worked less or stepped away entirely.

What's on Your Mind?

The Challenge

Will my savings last for 25–30+ years of retirement?
How do I keep my taxes as low as possible in retirement?
Should I consider part-time work before fully retiring?
Am I saving enough today to meet my goals?
What’s the best way to help children or grandchildren financially?

The Challenge

As retirement moves closer, the challenge is no longer whether retirement is possible, but how to prepare for it with confidence. Decisions made in the years leading up to retirement can have a lasting impact on income, taxes, healthcare costs, and long-term flexibility. Many individuals at this stage are unsure how to position their investments, manage market risk, plan for healthcare, and align their savings with the lifestyle they envision, while still maintaining the freedom to adapt as life changes.

The Results

How Straight Path Helps

We take a holistic approach to retirement readiness that brings together tax planning, financial planning, investment management, Social Security optimization, and income strategies, so you head into retirement prepared and confident.

Our Process:

Retirement Income Projection
We project your annual retirement spending needs to create a customized investment strategy aligned with your lifestyle goals.

Reliable Income Source Analysis
We identify the income sources you can rely on in retirement, including Social Security, pensions, and any ongoing or part-time work.

Investment Income Strategy Design
We develop investment income strategies to thoughtfully fill any gaps, balancing long-term growth with stability and security.

Proactive Tax Planning
We help minimize future tax surprises through proactive tax planning and preparation, both before and throughout retirement.

Ongoing Plan Adjustments
Your plan is designed to adapt as your goals, priorities, and circumstances evolve over time.

Who We Serve

At Straight Path Wealth Management, we help you navigate retirement with clarity and confidence. Whether you’re planning to retire early, preparing for the transition, or already enjoying retirement, we provide guidance tailored to your stage of the journey.

In Retirement

What's on Your Mind?

How do I make sure my money lasts throughout my lifetime?

When and how should I claim Social Security for the best outcome?

How do I lower my taxes now that I’m retired?

How can we give to our church or favorite charities without sacrificing retirement security?

How do I get my spouse more involved and confident in financial decisions?

Is my investment strategy still the right one for my new stage of life?

The Challenge

How Straight Path Helps

Early Retirement

What's on Your Mind?

Can I truly retire this early while still maintaining my current lifestyle?

How do I secure health insurance, and what will it cost before Medicare begins?

Are there tax credits or subsidies I may qualify for as an early retiree?

How should my investment strategy change as I transition into retirement?

What’s the best way to create a consistent, sustainable income for the next 30+ years?

The Challenge

How Straight Path Helps

Nearing Retirement

What's on Your Mind?

The Challenge

Will my savings last for 25–30+ years of retirement?

How do I keep my taxes as low as possible in retirement?

Should I consider part-time work before fully retiring?

Am I saving enough today to meet my goals?

What’s the best way to help children or grandchildren financially?

The Challenge

The Results

How Straight Path Helps

About Us

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