FAQ
Frequently Asked Questions

As financial planners, we come alongside you to help you accomplish your goals and feel confident about your financial future. We do that by providing expert advice on your financial picture, making sure all the different pieces work together, and that opportunities are not missed. At Straight Path, we also dive deep into your tax situation to make sure we minimize the tax burden both today and into the future. All of this is done with the ultimate goal of helping you live a successful life without the stress of financial pressures.

Yes. Straight Path Wealth Management is a fee-only fiduciary financial planning firm, which means we are legally and ethically obligated to put our clients’ best interests first. In simple terms, being a fiduciary means our recommendations are designed around what is best for you. As a fee-only firm, we do not receive commissions or compensation for selling financial products. Instead, our financial planning advice is based on your goals, your financial situation, and what we believe will best support your long-term success. Not every financial advisor or firm is required to act as a fiduciary at all times, which is why we believe this distinction matters. We chose to structure our firm this way because we believe financial advice should be transparent, objective, and centered on the client.

A CERTIFIED FINANCIAL PLANNER™ professional, or CFP® professional, is a financial planner who has met rigorous certification requirements set by CFP Board. To earn the CFP® certification, candidates must complete financial planning coursework, pass a comprehensive exam, meet professional experience requirements, and agree to uphold CFP Board’s ethical and professional standards. The CFP® exam includes 170 questions completed over two 3-hour sessions and covers key areas of financial planning, including retirement, tax, investment, estate, and insurance planning. For clients, this matters because the CFP® certification helps demonstrate that an advisor has committed to a higher standard of education, experience, ethics, and financial planning knowledge. At Straight Path Wealth Management, our CFP® professionals use that training to help clients make informed decisions across retirement planning, investment management, tax planning, Social Security, and estate planning coordination.

What makes our approach different is the focus on tax planning that we place throughout the entire process. Many financial planners claim to provide “tax planning,” when in reality it does little to help lower your tax burden. At Straight Path Wealth, we provide real tax planning and even have a team to prepare your tax return (which we do for over 600 people each year). This helps make sure you don’t miss any opportunities for better financial outcomes.

We do not have a minimum asset requirement to become a client because we believe it is just as important for an individual with $100,000 to receive sound financial advice as it is for someone with $1,000,000. However, depending on your asset level, some of our specialized services such as financial planning and tax preparation will be included with your annual fee, whereas some will be an additional charge.