ACADEMIC-BASED INVESTING
Investment Management
With more than 65 years of collective experience, our investment committee combines academic research with disciplined portfolio oversight. We focus on the factors that have historically driven long-term results while adapting to changing market and economic conditions. We build portfolios clients can understand and feel confident holding through different market environments.
Research-driven strategies. Ongoing oversight. Portfolios designed around your goals, risk tolerance, and broader financial plan.
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Why Our Approach is Different
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Our investment process combines academic research, ongoing oversight, and coordination with your broader financial plan.
Disciplined by Design
The "Invest Better" Process
Our four core principles guide every investment decision we make, combining academic research, disciplined portfolio construction, and ongoing oversight.
01
Start With the Right Core Investments
Build the foundation with a diversified mix of stocks, bonds, and international investments tailored to your goals and risk profile. The right allocation helps manage risk and supports the portfolio over time.
02
Tilt Toward Higher Expected Returns
Academic research has identified areas of the market with higher expected returns over long periods. We thoughtfully emphasize those areas while maintaining a disciplined, diversified portfolio.
03
Control the Costs
Investment expenses, taxes, and unnecessary fees can quietly reduce returns over time. We focus on tax-aware portfolio design and cost-efficient investments to help more of your money remain invested.
04
Guard Against Risks
Risk management includes more than reacting to market volatility. We use diversification, disciplined portfolio construction, and ongoing adjustments to address risks that could affect your long-term plan.
When Your Portfolio Is Most Vulnerable
Discover why the seven years leading up to retirement may be one of the most important periods for your portfolio. Learn how sequence-of-returns risk, market volatility, income needs, and taxes should shape your long-term investment strategy.
How Should Your Investment Strategy Change as Retirement Approaches?
Your portfolio should evolve as you move from saving for retirement to relying on your investments for income. Our approach considers the risks immediately ahead while keeping your long-term retirement needs in view.
Retirement Risk Zone
The seven years leading up to retirement can be especially vulnerable to market volatility. We plan ahead to help reduce the impact that a major downturn could have as you begin taking withdrawals.
Highly-Personalized
Your investment strategy is built around your specific income needs, goals, tax picture, and broader financial plan—not a generic rule of thumb based only on your age.
Long-Term Perspective
Retirement may last 30 years or more, so your portfolio still needs opportunities for long-term growth. We balance near-term income needs and market protection with the growth required to support the years ahead.